Currency, Money and Banks
Croatia's unit of currency is the Kuna (Kn.), which is divided into 100 lipa. Coins come in denominations of 1, 5, 10, 20 and 50 lipa, and 1, 2, and 5 Kuna. There are notes of 5, 10, 20, 50, 100, 500 and 1000 kuna. In order to calculate approximate amount of almost any currency to Kuna, please use the link to the currency converter.

You can pay in Kuna at any place or for any service or product you use. In some places you can pay in Euro or dollars. Be sure to establish the method of payment in advance if you wish to pay in any other currency than Kuna.

Banks (banka) are generally open Monday to Friday 7.30 AM-7 PM (often with a break for lunch), and Saturday 7.30-11.30 AM. Money can also be changed in post offices, travel agencies and exchange bureaux (mjenjacnica), which have more flexible hours. Credit cards are generally accepted in hotels and restaurants, but be sure to ask before you order. You can also use ATMs to get cash. Many banks have ATMs in front of their building.

Exchange rates: The Croatian currency unit is the Croatian Kuna (Kn).
1 EUR= 7,2 Kn
1 USD = 4,87 Kn (Exchange rate as per November 2, 2009, source:
http://www.hnb.hr/tecajn/etecajn.htm?tsfsg=1f7ad928ef19d4a0c66f23f724764bb5)

Banks
CAVTAT – Dubrovačka Banka
Trumbićev put 7
AIRPORT – Dubrovačka Banka

Atm machines – (BANKOMAT)
Cavtat, Dubrovačka Banka
Cavtat, Privredna Banka
Airport, Privredna Banka
Airport, Zagrebacka Banka

Post offices
CAVTAT
Trumbićev put 10
ZRAČNA LUKA (AIRPORT)

Restaurants - good to know
There are more than 60 restaurants in Dubrovnik, offering a great variety of dishes.
In general, restaurants offer traditional Dalmatian cuisine, Croatian continental cuisine, and international cuisine, including a Mexican and a Chinese restaurant in Dubrovnik.
The working hours of most restaurants are from 11.00 - 24.00.
A restaurant's menu is shown at the entrance, as well as the signs of the credit cards accepted (most major credit cards are generally accepted).

The price includes taxes, but the service charge is almost never included and is not mandatory. It is a customary; however, that the guest who is satisfied with the service leaves a tip for the waiter, 10% of the total amount is usually a fair tip.

Drinking water
Drinking water in Dubrovnik is of very good quality, constantly controlled, and comes mostly from the Ombla River, 5 km from Dubrovnik. Don't miss the opportunity to refresh yourself at the Big and Small Onofrio fountains in the Old Town of Dubrovnik, the big Onofrio fountain is located at the entrance, right after Pile gate.

Weather
Climate - Dubrovnik Region
The climate along Dubrovnik Region is a typical Mediterranean one, with mild, rainy winters and hot and dry summers. The air temperatures can slightly vary, depending on the area or region. Summer temperatures in July rise till 34C in the northern part, while in the southern part they usually rise to 38C. During winter the coldest temperatures are recorded in the northern Adriatic with temperatures dropping sometimes below zero, while the southern regions of the Adriatic coast generally remain above zero.

Air temperature
average annual 16,4 C (61,5 F)
average of coldest period (January) 9 C (48,2 F)
average of warmest period (August) 24,9 C (76,8 F)
Sea temperature
average May - September 17,9 - 23,8 C (64,2 - 74,8 F)

Salinity
approximately 38 %
Precipitation
average annual 1020,8 mm
average annual rain days 109,2

Sun
average annual 2629 l
average daily hours: 7,2 h

Sea water quality
The results of the sea water analysis, made in the criteria prescribed by the European Union, show that the Adriatic Sea is of the highest quality, the only exception being several major seaports. Along Dubrovnik Region visitors will enjoy in the crystal clear sea and clean environment. The only exemption where swimming is not recommended is the port of Gruž and the Old Town harbor. Due to many ships and sewage water the sea quality in those areas must be improved before swimming can be recommended. The control measurements of the sea water quality around Dubrovnik are done yearly, before the tourist season. Unfortunately, there are no beaches around Dubrovnik that have yet received the Blue Flag award, and European award that recognizes beaches with high standards regarding both sea water quality and supporting facilities.